Your PC is the perfect tool for keeping track of your own personal or business finances. It can do more calculations per second than you're likely to do bank transactions in your whole lifetime. We highly recommend Microsoft Money 99, which will help you keep on top of, and even ahead of, your home finances. Your bank probably already offers online-banking, which you should take full advantage of, because it means you can pay who and when you want, and get fully detailed statements any time you please.